The People Behind PRESTIAMOCI SPA

Our team combines deep expertise in consumer finance, regulatory compliance, and financial technology. Each member brings a distinct perspective that strengthens our ability to serve borrowers and investors with equal care. We are united by a shared belief that transparency and rigour are not trade-offs — they are the foundation of sustainable lending.

The People Behind PRESTIAMOCI SPA

Marco Benfatti

Chief Executive Officer

Marco has spent over eighteen years in consumer credit and digital banking across Italy and the broader European market. He established PRESTIAMOCI SPA's core operating principles and continues to oversee strategic partnerships and regulatory relationships. Under his leadership the platform has grown its borrower base significantly while maintaining a consistent commitment to responsible credit practices.

Serena Valtorta

Chief Risk Officer

Serena leads the credit risk and compliance functions, drawing on a background in quantitative modelling and regulatory audit work at major European financial institutions. She designed PRESTIAMOCI SPA's proprietary affordability assessment framework and chairs the internal credit committee. Her team is responsible for ensuring every loan decision meets both commercial and ethical standards.

Luca Ferrante

Chief Technology Officer

Luca architects the digital infrastructure that powers PRESTIAMOCI SPA's loan origination and peer-to-peer matching engine. He has a background in distributed systems and previously built payment processing platforms for pan-European banks. His focus is on making the borrower journey faster and more secure without sacrificing the depth of credit analysis behind each decision.

Amara Osei-Bonsu

Head of Customer Experience

Amara oversees all client-facing operations, from the digital application journey to post-disbursement support and hardship management. She holds a master's degree in behavioural economics and uses those insights to design communication and support processes that genuinely help borrowers stay on track. Her team consistently achieves high satisfaction scores across all service touchpoints.

Giulia Marchetti

Head of Investor Relations

Giulia manages relationships with the individual and institutional investors who fund loans on the PRESTIAMOCI SPA marketplace. She brings a decade of experience in fixed-income portfolio management and alternative lending fund structuring. Her role ensures investors receive transparent, timely reporting on portfolio performance and risk exposure.